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Remarkable times,
remarkable drivers.

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Remarkable times, remarkable drivers

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Whether it's helping key workers commute safely, supporting home delivery businesses, accommodating changing vehicle uses or simply offering flexibility to businesses unable to trade as they were, we're proud to work in partnership with our motor brokers to keep remarkable drivers on the move during remarkable times.

Discover more about changes to our products:

Agriculture | Commercial & Passenger | Fleet | Enthusiast, Prestige & Standard Car

Agriculture

One thing you can always guarantee about the UK’s remarkable farmers is their resourcefulness. They’ll just keep on ploughing through, providing produce to keep the nation fed whatever the external world throws at them adapting to the best of their ability.

For Agriculture vehicles we've introduced:

Voluntary deliveries Policyholders can use their vehicle for voluntary services, like NHS deliveries or patient transfer. There’s no extra cost and no need to notify us

Trade our Horsebox product online via ERS eTrade (New business, MTA and Renewals)

Discover our product appetite >

Don't miss our Agriculture product bite-size webinar. Register now.

Now includes:

SDP Cover & Commuting for Key Workers The decrease in availability of public transport means some key workers are forced to use their car to commute, where they may not have previously. Cover has been upgraded automatically to include commuting for the period of the restrictions. This is providing that there was a minimum of SDP cover on the policy

Removing Excess for Medical Workers Claims excess have been removed for Medical Workers until restrictions are lifted

Free Courtesy Car for Medical Workers from Enterprise A free courtesy car from Enterprise will be provided to medical workers regardless of Fault/Non fault circumstances
Please note that these amendments will be reviewed on 31st March 2021.

Commercial & Passenger

Remarkable Commercial drivers are covering distances most cannot with the rising need for delivery drivers as online ordering grows. Taxi drivers have had to change lanes to support local communities with essential food deliveries, all pulling together at a time of need to keep the nations wheels turning.

For Coach and Bus, we’ve introduced:

Voluntary deliveries Policyholders can use their vehicle for voluntary services, like NHS deliveries or patient transfer. There’s no extra cost and no need to notify us

Reduction of cover to Laid-Up, Fire & Theft at a tiered level (by vehicle value) resulting in a pro-rata refund. Rates are;

  • £500+IPT for up to £50K vehicle value
  • £750+IPT for up to £100K vehicle value
  • £1,000+IPT for up to £150K vehicle value

Speedy broker online trading via ERS eTrade (on request)

Please note that these amendments will be reviewed on 31st March 2021.

Discover our product appetite >

Don't miss our Passenger product bite-size webinar. Register now.

For Courier we’ve introduced:

Speedy broker online trading via ERS eTrade (New business, MTA and Renewals)

Please note that these amendments will be reviewed on 31st March 2021.

Discover our product appetite >

Don't miss our Commercial product bite-size webinar. Register now.

For Minibus we’ve introduced:

Voluntary deliveries Policyholders can use their vehicle for voluntary services, like NHS deliveries or patient transfer. There’s no extra cost and no need to notify us

Reduction of cover to Laid-Up, Fire & Theft at a flat annual fee of £350+IPT resulting in a pro-rata refund

Minibus safety screens As an insurer it is not within expertise to advise on the safety of these screens, nor whether they are an effective means of safeguarding against transmission of the virus. ERS are however supportive of our minibus operators taking steps to minimise the risk of transmission of the virus to them and their passengers. As such, we can confirm our motor insurance cover would extend to cover vehicles with bespoke screens fitted subject to the following:

  1. The local licensing authority has confirmed that is acceptable to install a screen
  2. The screen complies with relevant local authority regulations
  3. The screen is professionally and securely fitted (unless the screen has been designed and manufactured to allow self-installation).

Key workers We’ve added commuting to all Key Worker’s SDP policies, so they can get to work without a worry during lockdown. There’s no need to contact us and no extra cost

Medical professionals If a Medical Professional has a bump in their car during lockdown, we’ll waive the AD excess and provide a free courtesy car to help them stay on the road

Speedy broker online trading via ERS eTrade

Please note that these amendments will be reviewed on 31st March 2021

Discover our product appetite >

Don't miss our Passenger product bite-size webinar. Register now.

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For SCV we’ve introduced:

Reduction of cover to Laid-Up, Fire & Theft at a flat annual fee of £350+IPT resulting in a pro-rata refund

Speedy Broker online trading via ERS eTrade (New business, MTA and Renewals)

Please note that these amendments will be reviewed on 31st March 2021.

Discover our product appetite >

Don't miss our Commercial product bite-size webinar. Register now.

For Taxi we’ve introduced:

Voluntary deliveries Policyholders can use their vehicle for voluntary services, like NHS deliveries or patient transfer. There’s no extra cost and no need to notify us

Extension of use to cover the carriage of goods for hire & reward (including food)

Reduction of use to SDP only with a pro-rated 50% premium reduction

Reduction of cover to Laid-Up, Fire & Theft at a flat annual fee of £500+IPT resulting in a pro-rata refund

Dual occupations without referral Lockdown has seen a diversification in earning mechanisms in the private hire market and this has been recognised in our appetite

Inclusion of spouse/civil partner to be covered to use the vehicle for SDP

Taxi safety screens As an insurer it is not within expertise to advise on the safety of these screens, nor whether they are an effective means of safeguarding against transmission of the virus. ERS are however supportive of our taxi operators taking steps to minimise the risk of transmission of the virus to them and their passengers. As such, we can confirm our motor insurance cover would extend to cover vehicles with bespoke screens fitted subject to the following:

    1. The local licensing authority has confirmed that is acceptable to install a screen
    2. The screen complies with relevant local authority regulations
    3. The screen is professionally and securely fitted (unless the screen has been designed and manufactured to allow self-installation)

Speedy Broker online trading via ERS eTrade (New business, MTA and Renewals)

Available via EDI

Please note that these amendments will be reviewed on 31st March 2021.

Discover our product appetite >

Don't miss our Passenger product bite-size webinar. Register now.

For Transportation we’ve introduced:

Reduction of cover to Laid-Up, Fire & Theft at a flat annual fee of £500+IPT resulting in a pro-rata refund

Speedy Broker online trading via ERS eTrade (New business, MTA and Renewals)

Please note that these amendments will be reviewed on 31st March 2021.

Discover our product appetite >

Don't miss our Commercial product bite-size webinar. Register now.

Now includes:

SDP Cover & Commuting for Key Workers The decrease in availability of public transport means some key workers are forced to use their car to commute, where they may not have previously. Cover has been upgraded automatically to include commuting for the period of the restrictions. This is providing that there was a minimum of SDP cover on the policy

Removing Excess for Medical Workers Claims excess have been removed for Medical Workers until restrictions are lifted

Free Courtesy Car for Medical Workers from Enterprise A free courtesy car from Enterprise will be provided to medical workers regardless of Fault/Non fault circumstances
Please note that these amendments will be reviewed on 31st March 2021.

Fleet

The UK’s remarkable Fleet drivers have kept their wheels moving against the odds, keeping essential shops and pharmacies stocked and providing transport to remarkable people with no choice but to travel to work.

For Fleet we've maintained a flexible underwriting approach, including:

Reduction of cover to LUFT

Change in use to SDP only

Please contact your underwriter on 0345 602 5809 for further information

Please note that these amendments will be reviewed on 31st March 2021

Discover our product appetite >

Don't miss our Fleet product bite-size webinar. Register now.

Now includes:

SDP Cover & Commuting for Key Workers The decrease in availability of public transport means some key workers are forced to use their car to commute, where they may not have previously. Cover has been upgraded automatically to include commuting for the period of the restrictions. This is providing that there was a minimum of SDP cover on the policy

Removing Excess for Medical Workers Claims excess have been removed for Medical Workers until restrictions are lifted

Free Courtesy Car for Medical Workers from Enterprise A free courtesy car from Enterprise will be provided to medical workers regardless of Fault/Non fault circumstances
Please note that these amendments will be reviewed on 31st March 2021.

Car

Whilst the brakes came on for many, key workers on the frontline have had to keep moving. Adapting to a new normal and using their motors to feed, teach and care. Volunteers driving the elderly to their next appointment or dropping off vital prescriptions.

For Enthusiast vehicles we've introduced:

Voluntary deliveries Policyholders can use their vehicle for voluntary services, like NHS deliveries or patient transfer. There’s no extra cost and no need to notify us

Key workers We’ve added commuting to all Key Worker’s SDP policies, so they can get to work without a worry during lockdown. There’s no need to contact us and no extra cost

Medical professionals If a Medical Professional has a bump in their car during lockdown, we’ll waive the AD excess and provide a free courtesy car to help them stay on the road

Please note that these amendments will be reviewed on 31st March 2021.

Discover our product appetite >

Don't miss our Enthusiast product bite-size webinar. Register now.

For Prestige vehicles we've introduced:

Voluntary deliveries Policyholders can use their vehicle for voluntary services, like NHS deliveries or patient transfer. There’s no extra cost and no need to notify us

Key workers We’ve added commuting to all Key Worker’s SDP policies, so they can get to work without a worry during lockdown. There’s no need to contact us and no extra cost

Medical professionals If a Medical Professional has a bump in their car during lockdown, we’ll waive the AD excess and provide a free courtesy car to help them stay on the road

Please note that these amendments will be reviewed on 31st March 2021.

Discover our product appetite >

Don't miss our Prestige product bite-size webinar. Register now.

For Standard Car and Van we've introduced:

Voluntary deliveries Policyholders can use their vehicle for voluntary services, like NHS deliveries or patient transfer. There’s no extra cost and no need to notify us

Key workers We’ve added commuting to all Key Worker’s SDP policies, so they can get to work without a worry during lockdown. There’s no need to contact us and no extra cost

Medical professionals If a Medical Professional has a bump in their car during lockdown, we’ll waive the AD excess and provide a free courtesy car to help them stay on the road

Please note that these amendments will be reviewed on 31st March 2021.

Discover our product appetite >

Now includes:

SDP Cover & Commuting for Key Workers The decrease in availability of public transport means some key workers are forced to use their car to commute, where they may not have previously. Cover has been upgraded automatically to include commuting for the period of the restrictions. This is providing that there was a minimum of SDP cover on the policy

Removing Excess for Medical Workers Claims excess have been removed for Medical Workers until restrictions are lifted

Free Courtesy Car for Medical Workers from Enterprise A free courtesy car from Enterprise will be provided to medical workers regardless of Fault/Non fault circumstances
Please note that these amendments will be reviewed on 31st March 2021.

For more information

Please contact your local Strategic Account Manager or
Regional Development Manager if you have any further questions.