For Agriculture vehicles we've introduced:
Voluntary deliveries Policyholders can use their vehicle for voluntary services, like NHS deliveries or patient transfer. There’s no extra cost and no need to notify us
Trade our Horsebox product online via ERS eTrade (New business, MTA and Renewals)
Don't miss our Agriculture product bite-size webinar. Register now.
Now includes:
SDP Cover & Commuting for Key Workers The decrease in availability of public transport means some key workers are forced to use their car to commute, where they may not have previously. Cover has been upgraded automatically to include commuting for the period of the restrictions. This is providing that there was a minimum of SDP cover on the policy
Removing Excess for Medical Workers Claims excess have been removed for Medical Workers until restrictions are lifted
Free Courtesy Car for Medical Workers from Enterprise A free courtesy car from Enterprise will be provided to medical workers regardless of Fault/Non fault circumstances
Please note that these amendments will be reviewed on 31st May 2021
For Coach and Bus, we’ve introduced:
Voluntary deliveries Policyholders can use their vehicle for voluntary services, like NHS deliveries or patient transfer. There’s no extra cost and no need to notify us
Reduction of cover to Laid-Up, Fire & Theft at a tiered level (by vehicle value) resulting in a pro-rata refund. Rates are;
Speedy broker online trading via ERS eTrade (on request)
Please note that these amendments will be reviewed on 31st May 2021
Don't miss our Passenger product bite-size webinar. Register now.
For Courier we’ve introduced:
Speedy broker online trading via ERS eTrade (New business, MTA and Renewals)
Please note that these amendments will be reviewed on 31st May 2021
Don't miss our Commercial product bite-size webinar. Register now.
For Minibus we’ve introduced:
Voluntary deliveries Policyholders can use their vehicle for voluntary services, like NHS deliveries or patient transfer. There’s no extra cost and no need to notify us
Reduction of cover to Laid-Up, Fire & Theft at a flat annual fee of £350+IPT resulting in a pro-rata refund
Minibus safety screens As an insurer it is not within expertise to advise on the safety of these screens, nor whether they are an effective means of safeguarding against transmission of the virus. ERS are however supportive of our minibus operators taking steps to minimise the risk of transmission of the virus to them and their passengers. As such, we can confirm our motor insurance cover would extend to cover vehicles with bespoke screens fitted subject to the following:
Key workers We’ve added commuting to all Key Worker’s SDP policies, so they can get to work without a worry during lockdown. There’s no need to contact us and no extra cost
Medical professionals If a Medical Professional has a bump in their car during lockdown, we’ll waive the AD excess and provide a free courtesy car to help them stay on the road
Speedy broker online trading via ERS eTrade
Please note that these amendments will be reviewed on 31st May 2021
Don't miss our Passenger product bite-size webinar. Register now.
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For SCV we’ve introduced:
Reduction of cover to Laid-Up, Fire & Theft at a flat annual fee of £350+IPT resulting in a pro-rata refund
Speedy Broker online trading via ERS eTrade (New business, MTA and Renewals)
Please note that these amendments will be reviewed on 31st May 2021
Don't miss our Commercial product bite-size webinar. Register now.
For Taxi we’ve introduced:
Voluntary deliveries Policyholders can use their vehicle for voluntary services, like NHS deliveries or patient transfer. There’s no extra cost and no need to notify us
Extension of use to cover the carriage of goods for hire & reward (including food)
Reduction of use to SDP only with a pro-rated 50% premium reduction
Reduction of cover to Laid-Up, Fire & Theft at a flat annual fee of £500+IPT resulting in a pro-rata refund
Dual occupations without referral Lockdown has seen a diversification in earning mechanisms in the private hire market and this has been recognised in our appetite
Inclusion of spouse/civil partner to be covered to use the vehicle for SDP
Taxi safety screens As an insurer it is not within expertise to advise on the safety of these screens, nor whether they are an effective means of safeguarding against transmission of the virus. ERS are however supportive of our taxi operators taking steps to minimise the risk of transmission of the virus to them and their passengers. As such, we can confirm our motor insurance cover would extend to cover vehicles with bespoke screens fitted subject to the following:
Speedy Broker online trading via ERS eTrade (New business, MTA and Renewals)
Available via EDI
Please note that these amendments will be reviewed on 31st May 2021
Don't miss our Passenger product bite-size webinar. Register now.
For Transportation we’ve introduced:
Reduction of cover to Laid-Up, Fire & Theft at a flat annual fee of £500+IPT resulting in a pro-rata refund
Speedy Broker online trading via ERS eTrade (New business, MTA and Renewals)
Please note that these amendments will be reviewed on 31st May 2021
Don't miss our Commercial product bite-size webinar. Register now.
Now includes:
SDP Cover & Commuting for Key Workers The decrease in availability of public transport means some key workers are forced to use their car to commute, where they may not have previously. Cover has been upgraded automatically to include commuting for the period of the restrictions. This is providing that there was a minimum of SDP cover on the policy
Removing Excess for Medical Workers Claims excess have been removed for Medical Workers until restrictions are lifted
Free Courtesy Car for Medical Workers from Enterprise A free courtesy car from Enterprise will be provided to medical workers regardless of Fault/Non fault circumstances
Please note that these amendments will be reviewed on 31st May 2021
For Fleet we've maintained a flexible underwriting approach, including:
Reduction of cover to LUFT
Change in use to SDP only
Please contact your underwriter on 0345 602 5809 for further information
Please note that these amendments will be reviewed on 31st May 2021
Don't miss our Fleet product bite-size webinar. Register now.
Now includes:
SDP Cover & Commuting for Key Workers The decrease in availability of public transport means some key workers are forced to use their car to commute, where they may not have previously. Cover has been upgraded automatically to include commuting for the period of the restrictions. This is providing that there was a minimum of SDP cover on the policy
Removing Excess for Medical Workers Claims excess have been removed for Medical Workers until restrictions are lifted
Free Courtesy Car for Medical Workers from Enterprise A free courtesy car from Enterprise will be provided to medical workers regardless of Fault/Non fault circumstances
Please note that these amendments will be reviewed on 31st May 2021
For Enthusiast vehicles we've introduced:
Voluntary deliveries Policyholders can use their vehicle for voluntary services, like NHS deliveries or patient transfer. There’s no extra cost and no need to notify us
Key workers We’ve added commuting to all Key Worker’s SDP policies, so they can get to work without a worry during lockdown. There’s no need to contact us and no extra cost
Medical professionals If a Medical Professional has a bump in their car during lockdown, we’ll waive the AD excess and provide a free courtesy car to help them stay on the road
Please note that these amendments will be reviewed on 31st May 2021
Don't miss our Enthusiast product bite-size webinar. Register now.
For Prestige vehicles we've introduced:
Voluntary deliveries Policyholders can use their vehicle for voluntary services, like NHS deliveries or patient transfer. There’s no extra cost and no need to notify us
Key workers We’ve added commuting to all Key Worker’s SDP policies, so they can get to work without a worry during lockdown. There’s no need to contact us and no extra cost
Medical professionals If a Medical Professional has a bump in their car during lockdown, we’ll waive the AD excess and provide a free courtesy car to help them stay on the road
Please note that these amendments will be reviewed on 31st May 2021
Don't miss our Prestige product bite-size webinar. Register now.
For Standard Car and Van we've introduced:
Voluntary deliveries Policyholders can use their vehicle for voluntary services, like NHS deliveries or patient transfer. There’s no extra cost and no need to notify us
Key workers We’ve added commuting to all Key Worker’s SDP policies, so they can get to work without a worry during lockdown. There’s no need to contact us and no extra cost
Medical professionals If a Medical Professional has a bump in their car during lockdown, we’ll waive the AD excess and provide a free courtesy car to help them stay on the road
Please note that these amendments will be reviewed on 31st May 2021
Now includes:
SDP Cover & Commuting for Key Workers The decrease in availability of public transport means some key workers are forced to use their car to commute, where they may not have previously. Cover has been upgraded automatically to include commuting for the period of the restrictions. This is providing that there was a minimum of SDP cover on the policy
Removing Excess for Medical Workers Claims excess have been removed for Medical Workers until restrictions are lifted
Free Courtesy Car for Medical Workers from Enterprise A free courtesy car from Enterprise will be provided to medical workers regardless of Fault/Non fault circumstances
Please note that these amendments will be reviewed on 31st May 2021
